Maximize your planning & show clients you are taking care of them with Veralytic

Life insurance is an integral component of the business continuation and estate plans of your clients, yet it is often the last, largest and most neglected asset on their balance sheets and in their estates. Your clients hire you because they know and expect you take care of them. Yet few know what they are being charged for cost of insurance charges (COIs), fixed administration expenses (FAEs), cash­value-based “wrap fees” (e.g., VUL M&Es) and premium loads. These costs inside your clients’ life insurance policies vary by as much as 80% and if neither you nor they know what they are being charged, then they may be over-charged.

Veralytic can help you show your clients that you are taking care of them in ways that even most insurance agents or brokers cannot. Veralytic is the only patented, objective and rules-based research tool that goes beyond the overly-simplistic comparisons of illustrations of hypothetical policy values that can be considered “misleading” and “improper” by both financial and insurance industry authorities. Veralytic’s independent research reports provide a facts-based solution that is both compliant with industry regulations and established case law.

If you serve as trustee of an irrevocable life insurance trust (I LIT), then Veralytic also helps you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5). For a relatively small price, Veralytic Research independently measures policy charges and performance and provides documentation that the inforce policy and/or product being recommended is competitive and suitable relative to the universe of peer-group product alternatives. Having this documentation can help protect you against a potential UPIA lawsuit or challenge.

To begin providing your client with confidence that comes with knowing you are taking care of them and maximizing your planning for them, follow this link so you can start the Veralytic Report analysis right away.

Maximize your planning & show clients you are taking care of them with Veralytic.

Life insurance is an integral component of the business continuation and estate plans of your clients, yet it is often the last, largest and most neglected asset on their balance sheets and in their estates. Your clients hire you because they know and expect you take care of them. Yet few know what they are being charged for cost of insurance charges (COIs), fixed administration expenses (FAEs), cash value-based “wrap fees” (e.g., VUL M&Es) and premium loads. These costs inside your clients’ life insurance policies vary by as much as 80% and if neither you nor they know what they are being charged, then they may be over-charged.

Veralytic can help you show your clients you are taking care of them in ways that even most insurance agents or brokers cannot. Veralytic is the only patented, objective and rules-based research tool that goes beyond the overly-simplistic comparisons of illustrations of hypothetical policy values that can be considered “misleading” and “improper” by both financial and insurance industry authorities. Veralytic’s independent research reports provide a facts-based solution that is compliant with both industry regulations and established case law, and consistent from Portland, Maine to Portland Oregon.

If you serve as trustee of an irrevocable life insurance trust (ILIT), then Veralytic also helps you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5). For a relatively small price, Veralytic research independently measures policy charges and performance and provides documentation that the inforce policy and/or product being recommended is competitive and suitable relative to the universe of peer-group product alternatives. Having this documentation can help protect you against a potential UPIA lawsuit or challenge.

Follow this link to begin providing your client with confidence that comes with knowing you are taking care of them and maximizing your planning for them gaining control of your insurance sales process, selling faster and receiving compliance documentation.

A simple, low-cost, end-to-end solution for protecting yourself and better serving clients.

As a trustee, you have likely struggled with your duty to investigate the suitability of life insurance products for your clients. You have seen the increasing number of breach of fiduciary duty lawsuits and challenges citing the Uniform Prudent Investor Act (UPIA). Unfortunately, you have also had to contend with an absence of clear guidance and tools that would protect you from risk, document your compliance with Prudent Investor requirements, and objectively demonstrate the quality of the services that you provide your clients. Fortunately a comprehensive solution is now at hand that not only addresses your Prudent Investor responsibilities, but also helps you better serve your clients.

Veralytic’s independent research reports provide an objective, facts-based solution that is compliant with both industry regulations and established case law.

Financial and insurance industry authorities consider comparing illustrations of hypothetical policy values to be “misleading” and “improper”. Many consultants claim to document life insurance suitability, but their services are based upon these hypothetical illustrations, individual expertise, and subjective opinion. Veralytic instead provides empirical research through its patented algorithms and the industry’s largest database of thousands of life insurance products from hundreds of life insurance companies. For a small, cost-effective fee Veralytic reports document your efforts to comply with the Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5), and help protect you against lawsuits and challenges.

For more information on how you can take advantage of Veralytic research, please visit our Contact page.

A clear, simple, low-cost solution for protecting yourself and better serving clients.

As a trustee, you have likely struggled with your duty to investigate the suitability of life insurance products for your clients. You have seen the increasing number of breach of fiduciary duty lawsuits and challenges citing the Uniform Prudent Investor Act (UPIA). Unfortunately, you have also had to contend with an absence of clear guidance and tools that would protect you from risk, document your compliance with Prudent Investor requirements, and objectively demonstrate the quality of the services that you provide your clients. Fortunately a comprehensive solution is now at hand that not only addresses your Prudent Investor responsibilities, but also helps you better serve your clients.

Veralytic’s independent research reports provide an objective, facts-based solution that is compliant with both industry regulations and established case law.

Financial and insurance industry authorities consider comparing illustrations of hypothetical policy values to be “misleading” and “improper”. Many consultants claim to document life insurance suitability, but their services are based upon these hypothetical illustrations, individual expertise, and subjective opinion. Veralytic instead provides empirical research through its patented algorithms and the industry’s largest database of thousands of life insurance products from hundreds of life insurance companies. For a small, cost-effective fee Veralytic reports document your efforts to comply with the Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5), and help protect you against lawsuits and challenges.

To begin protecting yourself and better serving clients, please follow this link to learn how you can get started with Veralytic Reports.

Maximize your planning & show clients you are taking care of them with Veralytic

Life insurance is an integral component of the business continuation and estate plans of your clients, yet it is often the last, largest and most neglected asset on their balance sheets and in their estates. Your clients hire you because they know and expect you take care of them. Yet few know what they are being charged for cost of insurance charges (COIs), fixed administration expenses (FAEs), cash­value-based “wrap fees” (e.g., VUL M&Es) and premium loads. These costs inside your clients’ life insurance policies vary by as much as 80% and if neither you nor they know what they are being charged, then they may be over-charged.

Veralytic can help you show your clients that you are taking care of them in ways that even most insurance agents or brokers cannot. Veralytic is the only patented, objective and rules-based research tool that goes beyond the overly-simplistic comparisons of illustrations of hypothetical policy values that can be considered “misleading” and “improper” by both financial and insurance industry authorities. Veralytic’s independent research reports provide a facts-based solution that is both compliant with industry regulations and established case law.

If you serve as trustee of an irrevocable life insurance trust (I LIT), then Veralytic also helps you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5). For a relatively small price, Veralytic Research independently measures policy charges and performance and provides documentation that the inforce policy and/or product being recommended is competitive and suitable relative to the universe of peer-group product alternatives. Having this documentation can help protect you against a potential UPIA lawsuit or challenge.

To begin providing your client with confidence that comes with knowing you are taking care of them and maximizing your planning for them, follow this link so you can start the Veralytic Report analysis right away.

Maximize your planning & show clients you are taking care of them with Veralytic

Life insurance is an integral component of the business continuation and estate plans of your clients, yet it is often the last, largest and most neglected asset on their balance sheets and in their estates. Your clients hire you because they know and expect you take care of them. Yet few know what they are being charged for cost of insurance charges (COIs), fixed administration expenses (FAEs), cash­value-based “wrap fees” (e.g., VUL M&Es) and premium loads. These costs inside your clients’ life insurance policies vary by as much as 80% and if neither you nor they know what they are being charged, then they may be over-charged.

Veralytic can help you show your clients that you are taking care of them in ways that even most insurance agents or brokers cannot. Veralytic is the only patented, objective and rules-based research tool that goes beyond the overly-simplistic comparisons of illustrations of hypothetical policy values that can be considered “misleading” and “improper” by both financial and insurance industry authorities. Veralytic’s independent research reports provide a facts-based solution that is both compliant with industry regulations and established case law.

If you serve as trustee of an irrevocable life insurance trust (I LIT), then Veralytic also helps you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5). For a relatively small price, Veralytic Research independently measures policy charges and performance and provides documentation that the inforce policy and/or product being recommended is competitive and suitable relative to the universe of peer-group product alternatives. Having this documentation can help protect you against a potential UPIA lawsuit or challenge.

To begin providing your client with confidence that comes with knowing you are taking care of them and maximizing your planning for them, follow this link so you can start the Veralytic Report analysis right away.

Maximize your planning & show clients you are taking care of them with Veralytic.

Life insurance is an integral component of the business continuation and estate plans of your clients, yet it is often the last, largest and most neglected asset on their balance sheets and in their estates. Your clients hire you because they know and expect you take care of them. Yet few know what they are being charged for cost of insurance charges (COIs), fixed administration expenses (FAEs), cash­value-based “wrap fees” (e.g., VUL M&Es) and premium loads. These costs inside your clients’ life insurance policies vary by as much as 80% and if neither you nor they know what they are being charged, then they may be over-charged.

Veralytic can help you show your clients that you are taking care of them in ways that even most insurance agents or brokers cannot. Veralytic is the only patented, objective and rules-based research tool that goes beyond the overly-simplistic comparisons of illustrations of hypothetical policy values that can be considered “misleading” and “improper” by both financial and insurance industry authorities. Veralytic’s independent research reports provide a facts-based solution that is both compliant with industry regulations and established case law.

If you serve as trustee of an irrevocable life insurance trust (ILIT), then Veralytic also helps you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5). For a relatively small price, Veralytic research independently measures policy charges and performance and provides documentation that the inforce policy and/or product being recommended is competitive and suitable relative to the universe of peer-group product alternatives. Having this documentation can help protect you against a potential UPIA lawsuit or challenge.

To begin providing your client with the confidence that comes with knowing you are taking care of them and maximizing your planning for them, follow this link so you can start the Veralytic Report analysis right away.

Help protect your company/clients against litigation, arbitrations and customer complaints with Veralytic.

Litigation, arbitrations and customer complaints involving life insurance are on the rise, and recent trends indicate these risks will continue and worsen. Questionable sales practices involving stranger-originated life insurance (STOLI) have drawn the attention of plaintiff attorneys, and new regulations and emerging case law involving irrevocable life insurance trusts (ILITs) gives customers and plaintiff attorneys an increasingly strong basis for breach of fiduciary duty lawsuits and challenges.

While much of the industry continues the questionable and risky practice of comparing hypothetical illustrations, such hypothetical comparisons can be considered “misleading” and “improper” by both financial and insurance industry authorities. On the other hand, Veralytic’s patented, objective and rules-based research is compliant with both industry regulations and established case law.

For far less than the cost of manually comparing illustrations, Veralytic research independently measures policy charges and performance, and documents the competitiveness and suitability of the inforce policy and/or product being recommended relative to the universe of peer-group product alternatives. Having this documentation can help protect your company or your clients against potential lawsuits, arbitrations and customer complaints. In addition, if your company or clients serve as ILIT trustees, Veralytic Reports help you document compliance with Uniform Prudent Investor Act (UPIA) Sections 7 and 2(c)(5).

Follow this link to begin protecting both your company and clients against these risks while also improving customer service analysis right away.